Kimberly DeSocio
Coldwell Banker Realty

FREE Buyer's Guide

Are you ready to Buy a Home?  Do you have a lot of questions where to begin or what you should know?  Don't worry, I have everything you need to know in my 20 page FREE Buyer's Guide.  It will guide you through ever step of the Home Buying process from getting Pre Approved, the types of mortgages, credit scores, debt to income ratios and so much more.  Here are just a few pages from my 20 page Guide.  I have put together all the information that many of my clients have asked me when we started the process in a nice easy to follow "handbook".   Contact me below for a copy of my FREE 20 page Buyer's Guide so you have all the information you need to educate you in the home buying process.   I'm here to help you every step of the way.  

As your South Florida Connection REALTOR, my mission is always to keep you as educated as possible.

 

 

 

Free Buyer's Guide first time home buyer tips Home buying made easy

How Much Home Can You Afford?

 Before you shop for a home take some time to find out how much HOME you can BUY.  Sometimes we estimate what we think we can buy or spend and often times we can actually afford more or less.  Speaking with a lender before you go Home Shopping is one of the best ideas.  A lender can help guide you with your financial goals to home ownership so your well educated and well prepared when you find you Dream Home.  Contact me below and I'll send you my Free 20 page Buyers Guide to give you all the information you need while preparing to buy your Dream Home. 

As You South Florida Connection REALTOR, my mission is always to keep you as educated as possible.

 

 

Home buying tips buyer's guide, how much home can you afford, mortgage estimates

Know Your Mortgage

Knowing the different types of mortgages that are available is key to home buying.  Believe it or not there are several options that could be more beneficial to you. We all know the traditional loans but there are several specialty loans as well.  Working with an experienced lender can help guide you to the mortgage loan that's the right fit for you.  Did you know that if your a doctor there are "Physician Loans" specifically designed for Doctors?  Many of  you may already are aware that there are First Time Home Buyer loans, FHA, VA and Conventional but take the time to speak with a lender on your personal situation and see what else could be available for you. I'm here to help you in any way I can.  Contact me below for a copy of my FREE 20 page Buyer's Guide so you have all the information you need to educate you in the home buying process. 

As your South Florida Connection REALTOR, my mission is always to keep you as educated as possible.

 

free home buying guide to know your mortgage, FHA, first time home buyers loans, VA, physician's doctors loans, conventional loan rates

Pre Approval vs. Pre Qualification

Many people don't know there is a difference in getting Pre Approved or Pre Qualified?   I'm here to tell you that there is a big difference and it could mean getting your offer accepted or Not!  Here's a page from my FREE Buyer's Guide that discusses the difference between Pre Approval and Pre Qualification.  When you speak to an experienced lender the only thing they should be recommending to you is a Pre Approval Letter which is going to show a Seller that you are a serious Buyer and ready to Buy.  A Pre Qualification is a quick "Opinion" of a lender that you "might" be able to buy a home.  Take the extra time and be sure that you get a Pre Approval from your lender so when you find that perfect Dream Home you can show the Seller that your serious and ready to buy!  Contact me below for a copy of my FREE 20 page Buyer's Guide so you have all the information you need to educate you in the home buying process. 

As your South Florida Connection REALTOR, my mission is always to keep you as educated as possible.

 

 

Free buyer's guide to home buying, difference of pre approval vs pre qualified, how to get pre approved for home buying tips

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Kimberly DeSocio

Coldwell Banker Realty
M:
954.303.1082
O:
954.527.5900

Here's some of my clients experience